Risk and Return
Like all investment funds, SCBGSIF-SSF carries certain risks, especially given its global exposure. Currency fluctuations, geopolitical events, and market volatility can impact the performance of the fund. However, the fund’s diversified nature helps mitigate some of these risks.
Over the long term, SCBGSIF-SSF aims to provide investors with capital appreciation, making it suitable for individuals with a long-term investment horizon. By combining global equities with a mix of bonds and other assets, the fund seeks to deliver a balanced return that aligns with the risk tolerance of conservative to moderate investors.
Tax Benefits and Eligibility
One of the major advantages of investing in SCBGSIF-SSF is the tax benefit it offers. Under Thailand's SSF scheme, investors can deduct up to 30% of their annual investment from taxable income, up to a limit of 200,000 THB per year. This can significantly reduce the investor’s tax burden, making it a powerful tool for those looking to save on taxes while building wealth over time.
The fund also has a minimum holding period of 10 years to fully benefit from the tax incentives. If an investor withdraws their investment before the 10-year mark, they may forfeit some of the tax benefits. shutdown123